The neobank for SMEs, Startups and Small Businesses

Digital business account that lets you send or receive payments and seamlessly manage your account payables & receivables in minutes
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Get the power of a modern business current account that works along with your existing bank account & accounting systems​

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    Request or Initiate Payments


    Request payments or Initiate payouts from your Open account via built-in invoicing, payment link or bulk payout/request tool.

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    Pay & Get paid


    Move money quickly and seamlessly using multiple payment methods. Pay yourself, your vendors and others 100% digitally.

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    Reconcile


    Track payments and reconcile your receivables and payables automatically

OPEN RECEIVE

Get paid faster from clients

Receiving and processing payments made easy. We remove the need for tedious and error-prone manual reconciliation. With Open we help you collect payments using bank transfer, card payments, Cheque and automatically reconcile the transactions with your invoices.
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    Accept Bank Transfers

    Get paid from customers using Instant Accounts - a unique bank account number with IFSC code generated for each of your clients for receiving payments through NEFT / RTGS or IMPS bank transfer
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    Online & recurring payments

    Collect payments using Debit card, Credit cards, Netbanking or UPI. Enable recurring payments using Aadhaar based emandate for auto-debiting your customers bank account
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    Reconcile your account payables

    Get detailed analytics, reports and insights on to your receivables and sync with your accounting/ERP systems for seamless reconcillation.Instantly withdraw money from your Open account to your linked bank accounts.

OPEN SEND

Pay outs made easy

See the end of batch files and manually setting up payments. Instead, easily automate your disbursements, supplier payments and payroll while paying out rapidly, all powered by Faster Payments.
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    Automate
    Account Payables

    Send payments directly to any bank account in India using IMPS, NEFT or RTGS. Integrate payouts to your applications using APIs or upload payments in bulk using our dashboard
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    More Visibility,
    More Control

    Apart from getting paid and reconciling the transactions, Open give you an overview of your Daily Sales Outstanding (DSO) and helps you followup your invoices through our automated followup module
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    Integrate payments
    into your applications

    Whether it’s an instant refunds to your customers or paying your vendors, Our APIs let you integrate, schedule payouts with your ERP , CRM or Business Application

OPEN RAILS

Integrate banking into your business workflows

Our API Driven platform lets developers easily integrate banking & payments into their applications or accounting systems.
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    Instant Accounts API

    Create unique bank accounts with IFSC codes for tracking, identifying & reconciling bank transfers. The instant accounts supports NEFT/RTGS/IMPS and UPI Payments
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    Payout API

    Programmatically send payouts from your application to vendors, clients or employees in bulk and get the status of transactions in real time. Payouts can be made through IMPS, RTGS or NEFT
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    Recurring Billing API

    Auto-debit your customers using our recurring billing API. The API lets your customer register for an e-mandate using Aadhaar and payments will be auto-debited as per specified frequency.
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    Prepaid Debit Cards

    Create physical or virtual prepaid debit cards for employee reimbursements, cash management or for your customers.

OPEN +

GET more out of Open

Suite of apps that helps businesses grow & manage their finance
  • openmoney-lend

    OPEN LEND

    Get working capital & trade finance loans to grow your business with hassle free documentation
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    OPEN SPEND

    Manage & control your spend & employee reimbursements with prepaid debit cards with automated reconcillation and limit control
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    OPEN HUB

    Connect your Open account with external applications, ERP systems, Payment Gateways & more